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MUNICIPAL MORTGAGE FLOOD THE COURTS, THE VICTIMS ARE REBEL EYE

OS BRING AN ARTICLE OF VIEW FULL PÚBLICO.ES .

crisis victims take their anger to court

Politics is perhaps at an impasse, but citizens have rebelled against those identified as responsible for the crisis. "The consequences of the crisis emerge long after the start and is only now that people are becoming aware of the scam that has been in the process," says Gonzalo Boye, a lawyer leading the lawsuit against the rating agencies. He added: "We endured a lot, but now it is clear that most political parties have their hands tied and, therefore, urged to explore other avenues."

Almost all judicial initiatives that have now crystallized a long pilgrimage previously lived for several autonomous parliaments, the House and Senate without coming to port blocking both major parties. Three examples: the fight against soil clause in mortgages that sets a minimum rate of pay above the reference, the complex swaps placed as if it were insurance and mortgage demand Foundation, which would allow the delivery of the property settled debt with the bank, as in several U.S. states.

Last week, PP and PSOE votes amounted to reject an amendment to the draft Law on Consumer Credit Agreements aimed at including in the list of "unfair", the floors of the mortgages. The ground battle against the clause is headed by the association Adicae, which has sent many parliamentary groups all unsuccessful efforts to correct the ground clause incorporated in many mortgages. According to estimates of the association, it allowed banks to enter in 2010 at least 3,500 extra million

CAN NOT BELIEVE THAT WE SHOULD STAY LIABILITIES AND HELP THOSE AFFECTED BY MORTGAGES NOW WHEN BEGINNING TO ORGANIZE IN PARTNERSHIPS AND HAVE BEEN ALLOWED THE COLLECTION OF SIGNATURES

Despite the commitment made by José Luis Rodríguez Zapatero to promote a study commission, the political impasse in Congress with this problem has led to a coalition of major trade unions organizations, the Platform for Affected by the Mortgage, Attac, etc. to find a new formula to force the in-depth discussion in the House, like it or not majority groups: end submit a Popular Legislative Initiative, which now collect 500,000 signatures required to be processed.

The recent ruling by the Audiencia Provincial de Navarra, in favor of mortgage Foundation has also spurred the courts on this front. Platform Affected by the Mortgage, which is considering filing a complaint, has developed a template for which can occur in all disputed cases. And lawyers in these cases, as Carlos Guerrero, consider that it was a turning point: "Now is the time to screw it in court. We need to flood the foreclosure proceedings in this country with the arguments of the car," wrote in his blog.

"The sentences do not fall from heaven, but are the product of a growing citizen movement that is beginning to bear fruit and which requires judges to take a modicum of sensitivity," says Ada Colau, the Platform of People Affected by the Mortgage .

"People are realizing that the blame for the crisis manage everything they ask at your expense and are tired"

WE MUST UNITE ALL IN THIS CASE, AND THAT IS THE ONLY WAY TO GET IT.

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